Apply!
Thanks for your interest in SmarterBank! You’re now one step closer to your debt-free future. Apply today and get there faster:
Sign up for your free SmarterBucks Rewards account
In order for your SmarterBank account to earn rewards, we need to sign you up for a free SmarterBucks account.
Apply for your new SmarterBank checking account
You’ll need your social security number and a debit or credit card to fund your account (Why?*).
That’s it! The whole process should take no more than a few minutes and afterward you’ll be on your way to crushing your student debt.
Note: The SmarterBank approval process uses your information to verify your identity and prevent fraud. There is no credit check. To apply, you must be at least 18 years old and be a U.S. Resident.
*When you sign up for your account, you will be asked to initially fund it with any major debit or credit card for an amount of at least $25 and up to $500. Funding your account will allow you to start using your new SmarterBank Visa® debit card as soon as possible.
